Investing in Community

Montana & Idaho CDC offers Community Facilities lending to non-profits, public bodies and federally-recognized tribes in communities of less than 20,000 people.

Community Facilities

Community Facilities Lending

Montana & Idaho CDC offers Community Facilities lending to non-profits, public bodies and federally-recognized tribes in communities of less than 20,000 people. These direct loans can be used to purchase, construct or improve essential community facilities, purchase equipment, and pay other projected related expenses.  Community Facilities loans are low-interest, fixed-rate loans for the useful life of the facility and equipment, and there are no penalties for early repayment.

Examples include but are not limited to:

  • Health care facilities such as hospitals, medical clinics, dental clinics, nursing homes or assisted-living facilities.
  • Public facilities such as town halls or courthouses.
  • Community support services such as child care centers, community centers, fairgrounds or transitional housing.
  • Public safety services such as fire departments, police stations, prisons, police vehicles, fire trucks, public works vehicles or equipment.
  • Educational services such as museums, libraries, colleges, and public or private schools.
  • Local food systems such as community gardens, food pantries, community kitchens, food banks, food hubs or greenhouses.
  • Street improvements.

To learn more and discuss your project, please contact Frederick Smith at fredericks@mtcdc.org / 844-728-9234 x217