HomeNow

Buy a home with no down payment

Learn More About HomeNow Zero Down Payment Program

If you'd like to hear from a HomeNow expert at Montana CDC, or get a referral to a HomeNow-Approved Loan Officer who can get you started on your homebuying journey, complete and submit the form below.
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Learn More About HomeNow

If you’re ready to buy a home, but can’t afford the down payment, we can help. HomeNow is a new program designed for individuals who have steady jobs and qualify for a mortgage, but are unable to save up for a down payment. With HomeNow, you can start building long-term equity and a stable future through home ownership.

How It Works

 

  • HomeNow covers up to 100% of down payment and/or closing costs.
  • You do not have to apply separately for the HomeNow program—your lender will coordinate this.
  • Unlike other down payment assistance programs, HomeNow is not a second mortgage, and is not limited to first-time homebuyers.

Next Steps

 

  • Contact a participating lender in your area and ask them about your options.
  • Participating lenders can be found at the top of the page in the dropdown menu, or pdfs below.
  • A participating lender will help determine which type of mortgage is best for you, and explain how HomeNow works.
  • If you are using a lender that is not familiar with the program or is not approved, please have them contact Libby Addington at 406-532-5716 or libby@mtcdc.org.

Things To Consider

 

  • You must plan to live in the home you’re purchasing.
  • You must be able to afford the mortgage.
  • You must work with a HomeNow participating lender

Participating Lenders in Montana cities

Billings
Bozeman
Butte
Great Falls
Helena
Kalispell
Missoula

Check dropdown list at top of page for local participating lenders in other areas.

 

For Lenders

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